Bank Holidays in December 2024: Banks across India will observe a total of 17 holidays in December 2024, including Christmas, regional festivals, and weekend closures, as per the Reserve Bank of India’s official calendar. The month brings an extended break during the Christmas week, particularly in northeastern states, where celebrations span multiple days. With five Sundays and two Saturdays off, customers should plan their banking activities accordingly. While physical branches will remain closed on these designated dates, digital banking services and ATM operations will continue uninterrupted, ensuring essential financial services remain accessible throughout the holiday season.
Official Bank Holiday Schedule for December 2024
| Date | Day | Holiday | Applicable States |
|---|---|---|---|
| December 1 | Sunday | Weekly Off | Pan India |
| December 3 | Friday | Feast of St. Francis Xavier | Goa |
| December 8 | Sunday | Weekly Off | Pan India |
| December 12 | Tuesday | Pa-Togan Nengminja Sangma | Meghalaya |
| December 14 | Saturday | Second Saturday | Pan India |
| December 15 | Sunday | Weekly Off | Pan India |
| December 18 | Wednesday | Death Anniversary of U SoSo Tham | Meghalaya |
| December 19 | Thursday | Goa Liberation Day | Goa |
| December 22 | Sunday | Weekly Off | Pan India |
| December 24 | Tuesday | Christmas Eve | Mizoram, Nagaland, Meghalaya |
| December 25 | Wednesday | Christmas | Pan India |
| December 26 | Thursday | Christmas Celebration | Mizoram, Nagaland, Meghalaya |
| December 27 | Friday | Christmas Celebration | Mizoram, Nagaland, Meghalaya |
| December 28 | Saturday | Fourth Saturday | Pan India |
| December 29 | Sunday | Weekly Off | Pan India |
| December 30 | Monday | U Kiang Nangbah | Meghalaya |
| December 31 | Tuesday | New Year’s Eve/Lossong/Namsoong | Mizoram, Sikkim |
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Banking Services During Holidays?
During bank holidays in December 2024, all digital banking services will remain fully operational around the clock. Customers can access their accounts through mobile banking apps, internet banking platforms, and UPI services to perform transactions, including fund transfers, bill payments, and investment activities. ATM services nationwide will continue to function normally, ensuring cash accessibility throughout the holiday period. Additionally, automated services like NEFT, RTGS, and IMPS will process transactions seamlessly during working hours as per RBI guidelines.
For emergency banking requirements, customers can utilize phone banking services and chatbot assistance offered by most banks. Essential services such as credit and debit card transactions, EMI payments, and standing instructions will be processed automatically without interruption. Online loan applications, fixed deposit bookings, and mutual fund investments can also be executed through digital platforms. However, services requiring physical verification or branch visits should be planned around the holiday schedule to avoid inconvenience.
